UPDATE: I made this bread last night and by mistake, I left out the cheese! Hey, it worked and the bread was great and tasted fine! You can make the bread both ways and decide which you prefer. The calories are lower without the cheese but the carbs remain the same. 89.5 and 93.4 calories, respectively, depending on if one uses 2 or 3 tbsp raisins.
Low-Carbing Among Friends, Volume 2, page 90